Online Loan Company Inundated Plaintiff’s Cellphone With 8 Texts Through November
TomoCredit, an online loan company that specializes in issuing loans to consumers with low credit scores, hires third-party vendors and agents to place outbound marketing calls to consumers on its behalf, and is liable for their acts under the Telephone…
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Consumer Protection Act, alleged plaintiff Radley Bradford’s class action Tuesday (docket 4:23-cv-04561) in U.S. District Court for Southern Texas in Houston. TomoCredit sent an unsolicited promotional text message to Bradford's cellphone Oct. 27, advertising that he was preapproved for a $30,000 loan with no credit checks, said the Houston resident's complaint. He immediately responded “stop,” per the instructions in the text message, and the next day he received a text confirmation that he wouldn’t receive any more messages, it said. Yet a day later, he again received the identical text message advertising the $30,000 loan offer, it said. TomoCredit sent Bradford’s cellphone seven more text messages through the end of November, it said. TomoCredit’s unlawful telemarketing practices have caused Bradford damages by invading his privacy and causing him decreased productivity, aggravation and frustration, it said. Fed up with TomoCredit’s “invasive telemarketing practices,” Bradford hired counsel to file his class action to “vindicate his rights” under the TCPA, the complaint said.